Job Description:
- Creating credit scoring models, setting loan terms and determining interest rates.
- Implementing effective credit policies and procedures to support new business growth which includes the application of authorization limits, credit document requirements, credit approval processes, review and supervision schemes
- Performing an effective competitor analysis function by studying all related aspects in order to increase the company's competitive advantage in the market
- Responsible for oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. Product : New Car, Used Car, Fund Facility, Commercial Vehicle, and Heavy Equipment.
- Responsible for minimize bad debts and increase revenues from loans.
Job Qualification:
- Candidate at least bachelor degree in Accounting/Finance/Management.
- Experiences 3-5 years in the same managerial level from financial/ banking industry. (Previous banking experience is a plus, along in making and reviewed Credit policies)
- Excellent English skill (oral and written)
- Excellent Ms. Office (Word, Excel, and Power Point)
- Have good analytical and communication skill
- APPI certified for Managerial level
- Risk Management Certification