Job Description:
Creating credit scoring models, setting loan terms and determining interest rates.
Implementing effective credit policies and procedures to support new business growth which includes the application of authorization limits, credit document requirements, credit approval processes, review and supervision schemes
Performing an effective competitor analysis function by studying all related aspects in order to increase the company's competitive advantage in the market
Responsible for oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. Product : New Car, Used Car, Fund Facility, Commercial Vehicle, and Heavy Equipment.
Responsible for minimize bad debts and increase revenues from loans.
Job Qualification:
Candidate at least bachelor degree in Accounting/Finance/Management.
Experiences 3-5 years in the same managerial level from financial/ banking industry. (Previous banking experience is a plus, along in making and reviewed Credit policies)
Excellent English skill (oral and written)
Excellent Ms. Office (Word, Excel, and Power Point)
Have good analytical and communication skill
APPI certified for Managerial level
Risk Management Certification